SET CASH-OUT ADDRESS · USDC TO YOUR US BANK
Send USDC to one address. Get paid to your bank.
One permanent USDC address that pays your own US bank account. Send USDC on Base or Solana from your own wallet, and Bridge converts it and pays your bank by ACH, automatically. SET never holds your money or your keys. Set it up once in SET Wallet, then send USDC to it whenever you want dollars: no exchange account, no sell order, no withdrawal form.
HOW IT WORKS
Four steps, once. Then just send.
- 01
Sign in to SET Wallet
Enter your email and the one-time code. Privy creates your self-custodial wallet; only you can approve a send from it.
- 02
Verify with Bridge and link your bank
Bridge checks your identity on its own pages and you link your US bank account. Bridge decides who it can serve.
- 03
Get your Cash-Out Address
Choose Base or Solana. Bridge creates a permanent USDC address tied to your bank account, set up as a transfer to yourself, with SET's fee for your plan.
- 04
Send USDC whenever you want dollars
Send at least 2 USDC from a wallet you control. Bridge converts it and pays your bank by ACH, which Bridge processes daily.
WHAT BRIDGE SAYS
How the address works, in Bridge's own words.
Your Cash-Out Address is a Bridge liquidation address. These are the rules it runs on, quoted from Bridge's documentation and terms (opened 2026-10-05).
“permanent payment route which ties a blockchain address to either a fiat or blockchain address”
That is what your Cash-Out Address is: a USDC address on Base or Solana tied to your own US bank account.
Bridge API docs: Liquidation Address“automatically drains any funds sent to it”
You do not press a button for each cash-out: sending USDC to the address is the instruction.
Bridge API docs: Liquidation Address drains“funds are queued and processed daily”
Bridge's words for batch rails such as ACH. SET promises no faster arrival than that.
Bridge guide: Offramp with liquidation addresses“Minimums are enforced after developer fees are deducted.”
Bridge lists a minimum of 1 for USDC on Base to ACH and for USDC on Solana to ACH, and SET's fee is a developer fee.
Bridge API docs: Transaction minimums“will not be credited or returned”
Bridge's words for a deposit below the minimum. Send at least 2 USDC each time.
Bridge API docs: Transaction minimums“orchestration in Texas (TX) is restricted to first-party flows only”
Bridge onboards US customers in most states, excluding those with a principal residential or operating address in New York. A Cash-Out Address is a first-party flow: your own USDC to your own bank.
Bridge API docs: Supported countries list“We only authorize Orders using funds in a Connected Account or Cryptocurrency Wallet you control.”
So send to your Cash-Out Address only from a wallet you control. Each address is set up as a transfer to yourself.
Bridge User Terms (Bridge Building, Inc.)USDC on Base to ACH: minimum 1. USDC on Solana to ACH: minimum 1. (Bridge API docs: Payment routes). “Money transmission services for applicable services provided to US residents are provided by Bridge Building Inc NMLS # 2450917.” (Bridge website footer)
WHO IT IS FOR
People who hold USDC and want dollars in their own bank.
PLANS
Pay as you go, or $29 a month for a lower fee.
SET's fee is a percentage of each cash-out, which Bridge withholds before it pays your bank. When your plan changes, SET changes the fee on your address automatically.
Pay as you go
$0no subscription
1.5% of each cash-out
No subscription. Pay only when you cash out.
- A permanent USDC address on Base or Solana
- Paid to your US bank by ACH, automatically
- Failed payouts returned to your SET Wallet
Pro
$29a month
0.5% of each cash-out
For regular cash-outs. Pro costs less overall once you cash out more than $2,900 in a month.
- A permanent USDC address on Base or Solana
- Paid to your US bank by ACH, automatically
- Failed payouts returned to your SET Wallet
Use the same email you sign in to SET Wallet with.
| You send | Pay as you go (1.5%) | Pro (0.5%) |
|---|---|---|
| 100 USDC | $1.50 | $0.50 |
| 1,000 USDC | $15.00 | $5.00 |
| 2,900 USDC | $43.50 | $14.50 |
| 10,000 USDC | $150.00 | $50.00 |
Billed monthly in US dollars, before any tax; cancel Pro any time in Stripe's customer portal, opened from SET Wallet, effective at the end of the period you paid for. Your send also pays a small network fee from the wallet you send from. See the Terms of Service.
COMPARED WITH THE ALTERNATIVES
What others charge, in their own words.
| Provider | What the pricing page says | Source |
|---|---|---|
| Coinbase | “A 0.10% USDC processing fee is applied to any net conversion amount above a $5 million threshold within a 30-day rolling period.” If you already use Coinbase and are happy to move USDC there and sell it by hand, Coinbase is cheaper. The Cash-Out Address is for not doing it by hand: one address, paid to your bank automatically. | Coinbase Help: Coinbase pricing and fees disclosures |
| MoonPay | “as low as 1% for bank transfers” MoonPay's own description of its sell fees. | MoonPay: Sell crypto |
| Request Finance | “1% + $10 local” The off-ramp fee on Request Finance's Starter plan, which is $50 USD per month. | Request Finance pricing |
WHAT TO KNOW FIRST
The rules and limits, plainly.
- US bank accounts by ACH today. Other countries' bank rails are not offered.
- Bridge does not onboard customers whose principal residential or operating address is in New York, and in Texas it supports first-party flows only.
- Send only from a wallet you control, such as your SET Wallet. Do not give the address to customers or clients to pay you: it is set up as a transfer to yourself.
- Send only USDC, and only on the network your address was made for (Base or Solana).
- Bridge does not credit or return a deposit below its minimum, which it applies after SET's fee. Send at least 2 USDC each time.
- ACH is a daily batch at Bridge. SET does not promise when the money reaches your bank.
- If Bridge cannot pay your bank, the USDC is returned to your own SET Wallet address on the same network.
- A send on a blockchain cannot be reversed, so check the address and the network before you send.
- SET never holds your money or your keys. SET is not a bank and does not convert or pay out money; Bridge does.
QUESTIONS
What people ask first.
What is a SET Cash-Out Address?
A permanent USDC address, on Base or Solana, that Bridge ties to your own US bank account. Whenever you send USDC to it from a wallet you control, Bridge converts it to dollars and pays your bank by ACH. You set it up once in SET Wallet and use it as often as you like.
How much does it cost?
Pay as you go has no subscription: SET's fee is 1.5% of each cash-out, so $1.50 on 100 USDC. Pro is $29 a month and SET's fee drops to 0.5%, so $0.50 on 100 USDC. Bridge withholds SET's fee from each cash-out. Pro costs less overall once you cash out more than $2,900 in a month. Your send also pays a small network fee from the wallet you send from.
When does the money reach my bank?
Bridge pays out by ACH, which it describes as a batch rail where funds are queued and processed daily. SET does not promise an arrival time, and your bank's own posting time applies after Bridge sends the payment.
Is there a minimum?
Yes. Bridge's minimum for USDC on Base or Solana to ACH is 1, and Bridge applies it after developer fees, which is what SET's fee is. Bridge does not credit or return a deposit below the minimum, so send at least 2 USDC each time.
Can my clients or customers pay into it?
No. Send to your Cash-Out Address only from a wallet you control, such as your SET Wallet. Bridge's terms authorize orders only with funds in a wallet you control, and each address is set up as a transfer to yourself. Have clients pay your SET Wallet address, then send it on.
What happens if a payout fails?
If Bridge cannot pay your bank, the USDC is returned to your own SET Wallet address on the same network the address uses, Base or Solana.
Who holds my money?
You do, until you send it. Your SET Wallet is self-custodial: Privy creates it and only you can approve a send. Once you send USDC to your Cash-Out Address, Bridge converts it and pays your bank under its own money transmission licenses. SET never holds your funds or your keys.
Which coins and networks can I send?
USDC only, on the network you chose when you created the address: Base or Solana. Payouts go to US bank accounts by ACH today.
How do I start Pro, and what happens if I cancel?
Start Pro from SET Wallet, or with the Start Pro link on this page using the same email you sign in to SET Wallet with, so SET can match the subscription to your wallet. When your plan changes, SET changes the fee on your address automatically. Cancel any time in Stripe's customer portal, opened from SET Wallet; Pro lasts until the end of the period you paid for, then your fee returns to 1.5%.
How does this compare with Coinbase, MoonPay or Request Finance?
If you already use Coinbase and are happy to sell USDC there by hand, Coinbase is cheaper: it charges a 0.10% USDC processing fee only on net conversions above $5 million in 30 days. MoonPay describes its sell fees as low as 1% for bank transfers. Request Finance's Starter plan is $50 a month with a 1% + $10 fee per local off-ramp. The Cash-Out Address is for people who want one permanent address that pays their own bank automatically.
How is this different from the Cash out tab in my wallet?
The Cash out tab makes a new deposit address for each cash-out, from 5 to 1,000 USDC on Base, with SET's 3% fee. A Cash-Out Address is permanent, works on Base or Solana, and carries SET's 1.5% fee, or 0.5% on Pro.
Who is Bridge?
Bridge is the regulated company that converts your USDC and pays your bank; SET does not. In Bridge's words: "Money transmission services for applicable services provided to US residents are provided by Bridge Building Inc NMLS # 2450917." Bridge decides through its identity check whom it can serve. Bridge is a Stripe company and does not endorse SET.
Use the same email you sign in to SET Wallet with.
SOURCES
Every provider fact on this page, opened 2026-10-05.
- Bridge API docs: Liquidation Address
- Bridge API docs: Liquidation Address drains
- Bridge guide: Offramp with liquidation addresses
- Bridge API docs: Transaction minimums
- Bridge API docs: Supported countries list
- Bridge User Terms (Bridge Building, Inc.)
- Bridge API docs: Payment routes
- Bridge website footer
- Coinbase Help: Coinbase pricing and fees disclosures
- MoonPay: Sell crypto
- Request Finance pricing
MORE FROM SET
Read more before you start.
BUILT ON STRIPE, PRIVY AND BRIDGE
The provider documentation behind this page.
SET Private Wallets run on Privy and Bridge, and SET's payment builds run on Stripe. Each provider's own documentation is the final word on how its part works. Links checked on .
Stripe
Payments, Connect and the crypto onramp. Stripe completed its purchase of Bridge in February 2025 and announced it was acquiring Privy in June 2025.
Privy
The wallet: email sign-in and self-custodial wallets only you can spend from.
Bridge
Your US account number, the conversion to stablecoins, and cash-out to your bank.
Simple Easy Transactions is a separate company from Stripe, Privy and Bridge. It uses their services under its own accounts; they do not endorse SET.